Privacy & Security

PRIVACY POLICY DISCLOSURE

            At First National Bank of Fredericksburg, we are committed to protecting your privacy and handling your information in a secure and confidential manner. We know that having trust and confidence in the companies you do business with is important to you. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as personal information of all consumers who visit our bank and web site. We have never shared nonpublic personal information except as required or permitted by law, and we will continue to protect your privacy.

RESPECT OR RIGHT TO PRIVACY

            First National Bank of Fredericksburg respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.

WHAT INFORMATION DO WE COLLECT?

            We collect nonpublic personal information about you from the following sources:

*Information we receive from you on applications or other forms such as: your name, address, social security number, assets and income.

*Information about your transactions with us, or others, such as: your account balance, payment history, parties to transactions and credit card usage.

*Information we receive from consumer-reporting agency, such as: your creditworthiness and credit history.

WHAT INFORMATION DO WE DISCLOSE?

            We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as required or permitted by law. We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf (for example-check printing companies).

WHAT DO WE DO TO PROTECT YOUR NONPUBLIC PERSONAL INFORMATION?

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information

WHAT DO WE DO WITH NONPUBLIC PERSONAL INFORMATION IF YOU CEASE TO BE A CUSTOMER?

If you are no longer a customer of First National Bank of Fredericksburg we will not disclose nonpublic personal information about you to anyone, except as required or permitted by law.