Personal Banking:

Checking, Savings,
IRA, College Savings...

Business Banking:

Checking, Cash
Management, Loans,
Lines of Credit...

Investments:

Investment
Management Accounts,
Trustee Services...

	DJIA
	NASDAQ
	S&P 500
	NYSE
	AMEX

First National Bank of Fredericksburg is a locally owned and operated, full service community bank guided by local business and community leaders.

We provide a broad range of products and services able to meet your needs. The best part is that we do it for almost nothing.

• No account analysis
• No transaction fees
• No fee VISA Debit/MAC card
• No Bank by Phone fees
• Lowest possible loan rates
• Highest possible investment rates

We are working hard to be your bank. Now is a great time to talk with an FNB representative about how we can help your bottom line.

Please call 1-800-528-2273 to report a lost or stolen FNB ATM or Visa Debit Card or to report a lost or stolen FNB Credit Card please call 1-800-325-3678.

Click here for the FDIC website to obtain information on revised FDIC coverage.

FDIC TAG Program Disclosure for FNB Website

Standard FDIC insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard FDIC insurance amount will return to $100,000 per depositor for all account categories except IRA's and other certain retirement accounts, which will remain at $250,000 per depositor.

First National Bank of Fredericksburg is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non interest-bearing transaction accounts* are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

*Excludes accounts that use sweep arrangements; contact us for additional information.