First National Bank Fredericksburg

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Lines of Credit

Be Your Own Banker
A personal Line of Credit or a Home Equity Line of Credit from the First National Bank of Fredericksburg is the most convenient way to get the cash you need when you need it. Your credit line will allow you to enjoy the little "extras" you deserve, provide emergency funds immediately, help you consolidate your household bills, or even use it as an overdraft protection on your account.

It's Great to Know It's There
After you receive approval of your Line of Credit, you won't pay a cent until you use it. You will receive a monthly statement telling you the minimum amount of payment necessary. Pay more than this amount, and you will be replenishing your credit line for future use…anytime!

Call today for information or submit an application
After review and approval, you will have the security of knowing that extra cash is just a phone call away. For anything. Anytime.

With a Personal Line of Credit or Home Equity Line of Credit you may never need to apply for a loan again. Make one application and have money available anytime you need it

  • Withdraw money. Request an advance in person or call to have a teller transfer directly into your checking account.
  • Automatic Advances. Protect against accidental overdrafts with automatic advances to cover checks.
  • Transfers. You can transfer funds to your checking or savings account at anytime using our convenient Bank by Phone service.
  • Payments. Payments are automatically deducted from your checking account.
  • Interest. You are only charged for the amount of money you use. Extra payments can be made at any time.
  • Statements. We combine all your accounts on one easy to read statement so you have a clear, concise record of all your transactions.
  • Tax deductible. Interest payments on Home Equity Line of Credit may be tax deductible. Please contact your tax advisor regarding this.

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